![]() ![]() If your kids are already in school, be aware of season-specific camps and workshops, plus the fees, uniforms and snacks that go with each. If you have a child in day care, you’ll likely have to pay to reapply each year and hold their enrollment spot. (Or better yet, save on this budget line by getting a family member to watch the kids or by swapping babysitting nights with another couple for free!) Listen-if you’ve got kids, you know you’ll need a babysitter every once in a while, right? Whether it’s for a planned date night, something unexpected or just for your sanity, adding a babysitting budget category will be your lifesaver. Keep a list of items you’re running low on so you can plan ahead and always have money to cover what you need. And guess what? You use them every day, so these aren’t monthly expenses that should surprise you. They’re not necessarily the most exciting monthly expenses to put in a budget, but household items are a part of life. Toothpaste, shampoo, dishwasher detergent, paper towels.
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